Awarded as 10,000 bonus points when you spend $1,000 in the first 3 billing cycles after your account is opened1

$100

Points and Tier Credits per $1 spent at MGM Rewards Destinations1.

Points and Tier Credits per $1 spent on gas & supermarket purchases1

Point and Tier Credit on everyday purchases including BetMGM Deposits1.

With the MGM Rewards Mastercard, you can turn everyday purchases into elevated experiences by earning MGM Mastercard Points that can be redeemed for Slot Dollars and MGM Rewards Points for use on room, dining and entertainment.

CARD BENEFITS
<ul>
<li>Automatic Upgrade to MGM Rewards Pearl Level Status3</li>
<li>Priority Hotel Check-in at MGM Rewards Destinations</li>
<li>No Annual Fee2</li>
<li>No Foreign Transaction Fees2</li>
<li>Points don't expire1</li>
</ul>
You must be at least 21 years old and an MGM Rewards member in good standing to be eligible for the MGM Rewards Mastercard. You must be at least 18 years old to be eligible for a credit card. To apply for a First National Bank of Omaha Platinum Edition® Mastercard without rewards, please visit card.fnbo.com/landing/mnr.

PEARL LEVEL BENEFITS
<ul>
<li>10% Bonus on Points and MGM Rewards Points for your gaming spend.</li>
<li>Free parking at participating MGM Rewards Destinations.</li>
</ul>

How do I earn MGM Mastercard Points and Tier Credits from the MGM Rewards Mastercard?
With the MGM Rewards Mastercard, you can turn everyday purchases into elevated experiences. MGM Mastercard Points and Tier Credits are earned from all spend on the MGM Rewards Mastercard. MGM Mastercard Points may be redeemed for Slot Dollars or MGM Rewards Points. You can redeem MGM Mastercard Points for MGM Rewards Points by visiting the MGM Rewards desk.
What are the key benefits of the MGM Rewards Mastercard1?
<ul>
<li>Earn 3X Points and Tier Credits per $1 spent at MGM Rewards Destinations.</li>
<li>Earn 2X Points and Tier Credits per $1 spent on gas &amp; supermarket purchases.</li>
<li>Earn&nbsp;1x Point and Tier Credit per $1 spent&nbsp;everywhere else including on BetMGM Deposits. 
 
Plus, as a new cardmember, you have the opportunity to earn 10,000 bonus points ($100 value) for spending $1,000 in your first three billing cycles after your account is opened! 
 
 *Bonus Tier Credits are NOT earned for spending $1,000 in the first three billing cycles.</li>
</ul>
When are MGM Mastercard Points and Tier Credits placed on my account for my spend on the MGM Rewards Mastercard?
MGM Mastercard Points and Tier Credits from your MGM Rewards Mastercard spend are earned at the close of your monthly billing cycle. It may take up to 7 - 10 days from your billing cycle close date for MGM Mastercard Points and Tier Credits to be applied to your MGM Rewards account.

Do I have to be a US resident to apply for the MGM Rewards Mastercard?
Yes, only MGM Rewards members with a US resident address are eligible to apply.
Do I only earn MGM Mastercard Points and Tier Credits at MGM Rewards Destinations?
Actually, you earn both MGM Mastercard Points and Tier Credits everywhere you make purchases with your MGM Rewards Mastercard. Use it for everyday purchases and on your next visit to your favorite MGM Rewards destination.
Do I earn 20,000 MGM Rewards Tier Credits upon being approved for the MGM Rewards Mastercard along with my automatic upgrade to Pearl status?
New and existing cardholders do not earn 20,000 MGM Rewards Tier Credits each year after being approved for the card. However, cardholders are able to enjoy all benefits associated with Pearl status such as free self-parking, 10% Bonus on Slot Dollars Earned Playing Slots, complimentary access to MGM Rewards concerts...etc.
How quickly will I be upgraded to Pearl Status after I'm approved for the MGM Rewards Mastercard?
It may take 7-10 days for the Pearl Status upgrade to be reflected on your MGM Rewards account.
What can I use my MGM Mastercard Points for?
Points earned through the MGM Rewards Mastercard may be redeemed for Slot Dollars or MGM Rewards Points to use toward rooms, dining, and entertainment at your favorite MGM Rewards destinations.
Can I use the MGM Rewards Mastercard to deposit into my BetMGM gaming account?
Yes, the MGM Rewards Mastercard allows you to deposit funds into your BetMGM gaming account. These purchases earn you 1 Point and Tier Credit for every dollar spent on BetMGM.1

Please see the <a href="https://www.firstbankcard.com/lynx/#/soct/GF48NY3JL6B3B" target="_blank">Summary of Credit Terms</a> for important information on rates, fees, costs, conditions and limitations.
<h4>IMPORTANT CREDIT CARD INFORMATION</h4>
1 See the Credit Card Rewards Terms and Conditions in the <a href="https://www.firstbankcard.com/lynx/#/soct/GF48NY3JL6B3B" target="_blank">Summary of Credit Terms</a> for details. Points are referred to as MGM Mastercard Points and can be redeemed for Slot Dollars and MGM Rewards Points. MGM Resorts International owns the MGM Rewards program. Please visit <a href="http://www.mgmrewards.com">mgmrewards.com</a> or call 866.789.6716 for MGM Rewards program rules, including earning, redemption, expiration or forfeiture of Points and Tier Credits.

2 For additional information about Annual 
Percentage Rates (APRs), fees and other costs, please see the&nbsp;<a href="https://www.firstbankcard.com/lynx/#/soct/GF48NY3JL6B3B" target="_blank">Summary of Credit Terms</a>.
3 MGM Rewards Tier will remain at least Pearl Status as long as your account remains open and in good standing.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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